:root {
  --navy: #0f2545;
  --navy-2: #14315c;
  --gold: #c9a24b;
  --gold-2: #b58e39;
  --ink: #1c2431;
  --muted: #5b6675;
  --line: #e3e7ee;
  --bg: #ffffff;
  --bg-soft: #f6f8fc;
  --radius: 12px;
  --shadow: 0 6px 24px rgba(15, 37, 69, 0.08);
  --maxw: 1080px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--navy-2); }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }

/* Opt-in form */
#optin-form .field { margin-bottom: 14px; }
#optin-form label { display: block; font-size: 13px; font-weight: 600; color: var(--navy); margin-bottom: 5px; }
#optin-form .req { color: #c0392b; }
#optin-form input[type="text"],
#optin-form input[type="tel"],
#optin-form input[type="email"],
#optin-form select {
  width: 100%;
  box-sizing: border-box;
  padding: 11px 12px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  color: var(--ink, #1a1a2e);
  background: #fff;
}
#optin-form input:focus, #optin-form select:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.consent-box {
  background: #f7f8fb;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 13px 14px;
  margin: 16px 0;
}
.consent-label { display: flex; gap: 10px; align-items: flex-start; cursor: pointer; }
.consent-label input[type="checkbox"] { margin-top: 3px; flex: 0 0 auto; width: 16px; height: 16px; accent-color: var(--navy); }
.consent-label span { font-size: 12.5px; line-height: 1.55; color: var(--muted); font-weight: 400; }
.consent-points { margin: 12px 0 0; padding: 12px 0 0 18px; border-top: 1px solid var(--line); }
.consent-points li { font-size: 12px; line-height: 1.6; color: var(--muted); }
.consent-points strong { color: var(--navy); font-weight: 600; }
.hp-field { position: absolute; left: -9999px; top: -9999px; height: 0; overflow: hidden; }
.form-status { margin: 12px 0 0; font-size: 14px; min-height: 1em; }
.form-status.ok { color: #1e7e34; }
.form-status.err { color: #c0392b; }

/* Header */
header.site {
  border-bottom: 1px solid var(--line);
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 20;
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
  max-width: var(--maxw);
  margin: 0 auto;
}
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand .mark {
  width: 40px; height: 40px; border-radius: 9px;
  background: linear-gradient(135deg, var(--navy), var(--navy-2));
  color: var(--gold);
  display: grid; place-items: center;
  font-weight: 800; font-size: 18px;
  border: 1px solid rgba(201,162,75,0.4);
}
.brand .name { color: var(--ink); font-weight: 800; font-size: 18px; line-height: 1.1; text-decoration: none; }
.brand .name span { display: block; font-weight: 500; font-size: 11px; color: var(--muted); letter-spacing: 1px; text-transform: uppercase; }
.nav-links { display: flex; gap: 22px; align-items: center; }
.nav-links a { color: var(--ink); text-decoration: none; font-size: 15px; font-weight: 500; }
.nav-links a:hover { color: var(--gold-2); }
.nav-cta {
  background: var(--gold); color: var(--navy) !important;
  padding: 9px 18px; border-radius: 8px; font-weight: 700 !important;
}
.nav-cta:hover { background: var(--gold-2); }

/* Hero */
.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff;
  padding: 72px 0 80px;
}
.hero .eyebrow {
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 14px;
}
.hero h1 { font-size: 42px; line-height: 1.15; margin: 0 0 18px; max-width: 760px; }
.hero p { font-size: 19px; color: #d6ddea; max-width: 620px; margin: 0 0 28px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-block; padding: 14px 26px; border-radius: 9px;
  font-weight: 700; text-decoration: none; font-size: 16px; cursor: pointer; border: none;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-2); }
.btn-ghost { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,0.4); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold); }

/* Sections */
section { padding: 64px 0; }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 44px; }
.section-head .eyebrow { color: var(--gold-2); text-transform: uppercase; letter-spacing: 2px; font-size: 13px; font-weight: 700; margin-bottom: 10px; }
.section-head h2 { font-size: 32px; margin: 0 0 12px; color: var(--navy); }
.section-head p { color: var(--muted); font-size: 17px; margin: 0; }

.bg-soft { background: var(--bg-soft); }

/* Cards */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; box-shadow: var(--shadow);
}
.card .ico { font-size: 26px; margin-bottom: 14px; }
.card h3 { margin: 0 0 8px; font-size: 19px; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: 15px; }

/* About split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.split h2 { font-size: 30px; color: var(--navy); margin: 0 0 16px; }
.split p { color: var(--muted); font-size: 16px; }
.stat-row { display: flex; gap: 32px; margin-top: 24px; }
.stat b { display: block; font-size: 30px; color: var(--gold-2); }
.stat span { color: var(--muted); font-size: 14px; }
.about-panel {
  background: linear-gradient(160deg, var(--navy), var(--navy-2));
  border-radius: 16px; padding: 40px; color: #fff;
}
.about-panel ul { list-style: none; padding: 0; margin: 0; }
.about-panel li { padding: 12px 0; border-bottom: 1px solid rgba(255,255,255,0.12); display: flex; gap: 12px; }
.about-panel li:last-child { border-bottom: none; }
.about-panel li::before { content: "\2713"; color: var(--gold); font-weight: 800; }

/* Contact / opt-in */
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 48px; align-items: start; }
.contact-info h2 { color: var(--navy); font-size: 30px; margin: 0 0 14px; }
.contact-info p { color: var(--muted); }
.contact-line { display: flex; gap: 12px; align-items: flex-start; margin: 18px 0; }
.contact-line .k { font-weight: 700; color: var(--navy); min-width: 78px; }
.contact-line a { color: var(--navy-2); text-decoration: none; }

.form-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px; box-shadow: var(--shadow);
}
.form-card label { display: block; font-weight: 600; font-size: 14px; color: var(--ink); margin: 14px 0 6px; }
.form-card input, .form-card textarea, .form-card select {
  width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 8px;
  font-size: 15px; font-family: inherit; background: #fff; color: var(--ink);
}
.form-card input:focus, .form-card textarea:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.form-card textarea { min-height: 96px; resize: vertical; }
.consent {
  display: flex; gap: 12px; align-items: flex-start;
  background: var(--bg-soft); border: 1px solid var(--line); border-radius: 8px;
  padding: 14px; margin: 18px 0 8px;
}
.consent input { width: 18px; height: 18px; margin-top: 3px; flex-shrink: 0; }
.consent label { margin: 0; font-weight: 400; font-size: 13px; color: var(--muted); line-height: 1.55; }
.form-card .btn { width: 100%; margin-top: 16px; }
.form-note { font-size: 12px; color: var(--muted); margin-top: 12px; text-align: center; }
.form-success {
  display: none; background: #e8f5ec; border: 1px solid #b9e0c6; color: #1e6b3a;
  padding: 16px; border-radius: 8px; margin-bottom: 16px; font-size: 15px;
}

/* Messaging terms callout */
.optin-terms {
  background: var(--bg-soft); border: 1px solid var(--line); border-left: 4px solid var(--gold);
  border-radius: 10px; padding: 24px 26px;
}
.optin-terms h3 { margin: 0 0 10px; color: var(--navy); font-size: 18px; }
.optin-terms p, .optin-terms li { color: var(--muted); font-size: 14px; }
.optin-terms ul { margin: 8px 0 0; padding-left: 20px; }

/* Footer */
footer.site {
  background: var(--navy); color: #cdd6e6; padding: 48px 0 28px; font-size: 14px;
}
footer.site .cols { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 32px; }
footer.site h4 { color: #fff; font-size: 15px; margin: 0 0 14px; }
footer.site a { color: #cdd6e6; text-decoration: none; display: block; margin: 7px 0; }
footer.site a:hover { color: var(--gold); }
footer.site .brand .name { color: #fff; }
footer.site .brand .name span { color: #9fb0cc; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12); margin-top: 32px; padding-top: 20px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; color: #9fb0cc; font-size: 13px;
}
.footer-bottom a { display: inline; margin: 0 8px; }

/* Legal pages */
.legal { padding: 56px 0 72px; }
.legal h1 { color: var(--navy); font-size: 34px; margin: 0 0 6px; }
.legal .updated { color: var(--muted); font-size: 14px; margin-bottom: 32px; }
.legal h2 { color: var(--navy); font-size: 22px; margin: 34px 0 10px; }
.legal p, .legal li { color: var(--ink); font-size: 15.5px; }
.legal ul { padding-left: 22px; }
.legal .highlight {
  background: #fbf6e9; border: 1px solid #ecdcb0; border-left: 4px solid var(--gold);
  padding: 18px 22px; border-radius: 8px; margin: 22px 0;
}

@media (max-width: 860px) {
  .nav-links { display: none; }
  .hero h1 { font-size: 32px; }
  .cards, .split, .contact-grid, footer.site .cols { grid-template-columns: 1fr; }
  .stat-row { gap: 22px; }
}